<?php

return [
    'settleHelp' => [
        'times' => 5,
        'min_ratio' => 12,
        'max_ratio' => 18,
    ],
    'newUser' => [
        'min_ratio' => 10,
        'max_ratio' => 15,
    ],
    'oldUser' => [
        'min_ratio' => 5,
        'max_ratio' => 9,
    ],
];
